The Secret Chapter

Isn’t it interesting that most of us were never taught how to make our money work for us?

Twelve years of school, maybe more. You learned the capital of the state of Washington and the area of a triangle. Nobody sat you down and said, “Here’s how money earns money while you sleep.”

So who left that out?

Was it the people at the top, the ones who need us clocking in so their money can keep earning for them? The ones whose comfortable bubble pops the day enough of us stop working for them and start building for ourselves?

Or is it simpler than that? Maybe it’s just how people are. The 80/20 Rule. One in five does most of the real work that keeps the world running. The rest mean to. They’ll get to it. Tomorrow.

If that’s true, there’s a good chance you’ll stop reading about here. Something more important will come up.

See what I mean?

It will happen. For most people who pick up this book, it will happen.

I’m hoping it won’t be you.


Here’s the thing. Nobody taught me this either. Not my dad. Not my school. Not my college. Not my friends. One book did, Rich Dad Poor Dad by Robert Kiyosaki, and I had to buy it myself.

One book, against a lifetime of being told otherwise.

So why weren’t we taught? Honestly, that’s water under the bridge. The better question is this: would you like someone to show you how to start?

When my mentor first explained it to me, I pushed back. “I don’t have thousands of dollars for a rental house, so tenants can pay me every month. I don’t have thousands to buy a business that earns $35 an hour, pays you and I $20, and keeps the $15. Every hour, every worker, whether the owner is at his desk or at the beach.”

That’s the point. That’s what money working for you looks like.

To be fair, not all that rent is profit. Some of it pays the mortgage and the repairs. Not all of that $15 is profit either, because the business has its own bills. You’d need a real example to do the real math. But you get the idea.

So what do you do when you don’t have thousands?

You start smaller than you think. For about the cost of a bag of groceries. That’s what this book is about.


Let me tell you about a man named Robin.

Robin wanted what you probably want: more time with the people he loved, and money that didn’t depend on him being somewhere at eight o’clock every morning. He tried, failed, and tried again, more times than he liked to count.

Today he lives in a place called Time Freedom.

How he got there takes the rest of this book. But here’s the short version.

He showed up.

Every day the urgent calls came: the bills, the boss, the kids, the car that wouldn’t start. They were real and they mattered. But there was another call, a quiet one, and nobody rings for it. It’s the call to work on your dream before the day steals it. Not “when things settle down.”

Things never settle down.

Ten minutes was enough.

Ten minutes isn’t much. It’s barely enough to point your mind the right way before you have to stop. But it’s enough to build a habit. And a habit, given time, starts your mind hunting for more time. That’s the real reason Robin made it.

In Robin’s world, the voice telling him to quit had a name: Lord Malthus. Stay where you are. Trade your hours for a wage. Building your own thing is for fools.

You’ve heard that voice. It just didn’t introduce itself.

That voice will try to stop you from going further, too. So here’s my deal…Before you read the rest, let’s talk. Reply to the person who sent you this, and we’ll set up a short call. If you’re ready right now, even better.

Deal?


~Albie

P.S. Look for tomorrow's email giving more details about how to make your money work for you.

Albie Derbyshire, author of The Silver Scrolls

About the Author

Albie Derbyshire

Author of The Silver Scrolls


The Silver Scrolls

© 2026, Albie Derbyshire. All rights reserved.
No part of this chapter may be copied or shared without written permission from the author.